Q. What is a Public Insurance Adjuster?
A. An authority on loss adjustments that you can retain to assist you in preparing, filing and adjusting claims.
Q. How can a Public Insurance Adjuster help me?
A. You will have the advantage of expert assistance, based on vast experience in handling numerous technical problems. Your Public Insurance Adjuster can relieve you of the time-consuming and difficult matters involved in preparing and filing a claim; help you to receive a prompt and fair settlement.
Q. Can I prepare my own claim?
A. Yes, but it stands to reason that a PA who has had years of experience and training can do so with more competence than the policyholder.
More specifically, a PA will assist you in the preparation of inventories, estimates, and other factual proofs of loss. He or she will handle all the necessary details for compiling and filing claims, as required by the terms of your insurance policies. Your PA will also confer, on your behalf, with the insurance company representatives and handle all matters essential to a proper and satisfactory adjustment.
Also, most insurance company representatives actually prefer to work with an experienced PA rather than an inexperienced insured. A PA not only has your confidence, but also that of company adjusters who recognize they are dealing with a professional.
Q. Why should I engage a Public Insurance Adjuster to obtain what is rightfully due to me?
A. Insurance companies offer to pay what is due to you as they see it. Public Insurance Adjusters are your exclusive representatives. With their experience and knowledge, they are better able to obtain a more favorable adjustment for you, the insured.
Q. What is the extent of the Public Insurance Adjusters responsibility?
A. Your PA assists with every phase of preparing and presenting your claim, as well as accomplishing an adjustment for you which is equitable and includes everything to which you are entitled under your insurance policy.
Q. What special help can the Public Insurance Adjuster give me with technical questions?
A. They are the experts to turn to when such matters arise. They are concerned only with your interests. Because of their broad experience and specialized knowledge, they prepare your claim so that you can recover to the fullest extent of your insurance coverages. It is up to you to prove your loss. There may be many questions and problems as to how the policy provisions can be applied in different circumstances.
Q. Will a Public Insurance Adjuster help me receive a more prompt and satisfactory settlement?
A. Yes. They lose no time in complying with the policy requirements
to obtain and evaluate the facts and prepare the claim. The alert,
knowledgeable and prompt service they render often preserves evidence that may otherwise be overlooked or destroyed. The more thoroughly and completely your claim is compiled and prepared, the faster your PA can accomplish an equitable and proper settlement in your best interest.
Once a policy holder has experienced the skill and knowledge of the PA, he or she will only attempt to settle a claim with the benefit of their specialized assistance. The PA’s most frequent source of new clients is the recommendations of those they have previously served.